The Monetta Intermediate Bond Fund ("Fund") is a series of the Monetta Trust (the "Trust") and is advised by Monetta Financial Services, Inc. (the "Adviser") and sub-advised by Orion Capital Management, Inc. (the "Sub-Adviser").

The Fund is designed for long-term investors who primarily seek current income associated with debt securities. The portfolio managers consider economic factors such as the effect of interest rates on the investments and then apply a "bottom up" approach in choosing investments. The portfolio managers look for income-producing securities that meet the investment criteria, taking into account the effect the investments would have on total return, credit risk and average maturity of the portfolio.

PRINCIPAL INVESTMENT STRATEGIES

Under normal market conditions, the Fund invests (at the time of investment) at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in bonds, which include a variety of debt securities including corporate bonds and notes, government securities, taxable municipal obligations, securities backed by mortgages or other assets and Treasury Inflation-Protected Securities ("TIPS"). In addition, the Fund expects that the dollar-weighted average maturity of its portfolio will be between 3 and 10 years. At least 70% of total assets (at the time of investment) must be invested in U.S. Government securities or securities rated in the three highest investment grade categories by Moody's or S&P. The Fund may invest up to 25% of its assets (at the time of investment) in straight-debt securities of foreign issuers payable in U. S. dollars and 5% may be invested in ETF's with a goal to track or replicate the Fund's benchmark index or as a mean to hedge portfolio risk.

FUND RISKS

No investment is suitable for everyone. The principle risk of investing in the Fund is that the return may vary and you may lose some or all of the money you invest. The value of the Fund's portfolio could decrease if the stock market goes down or if the value of an individual stock in the portfolio decreases. If the value of the Fund's portfolio decreases, the Fund's net asset value (NAV) would also decrease, which means if you sold your shares, you would receive less money. The other risks inherent in the Fund depend primarily upon the types of securities in the Fund's portfolio, as well as on market conditions. There is no guarantee that the Fund will achieve its objective. An investment in the Fund is not a bank deposit and not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund may invest up to 5% of its net assets in ETF's. Each ETF has its own fees and expenses. For this reason, an investment in the Fund will be indirectly subject to higher expenses than if the investor were to invest directly in the ETF. If the value of the ETF decreases, the Fund's net asset value (NAV) would also decrease.

PRINCIPAL RISKS OF INVESTING IN THE FUND

The Fund invests in a variety of fixed income securities; a fundamental risk is that the value of these securities will fall if interest rates rise, which will cause the Fund's net asset value (NAV) to also decline. This is often referred to as "maturity risk". In addition, there is credit risk associated with the securities that the Fund invests in, if an issuer is unable to make principal and interest payments when due. The Fund may also face "prepayment risks", which occurs when falling interest rates lead issuers to prepay their bonds more quickly than usual so that they can re-issue bonds at a lower rate. Risks of investing in foreign securities include less public information with respect to issuers of securities, different securities regulation and different accounting, auditing and financial reporting standards. The Fund may have above-average trading activity, represented by high portfolio turnover rates. This aboveaverage activity increases brokerage commission expenses for the Fund, and may affect the Fund's performance by reducing investment returns and increasing the amount of any capital gains taxes paid by the Fund's shareholders.